Our last text addressed inflation, and even if not directly related it really made me think about another defining aspect of any given economy, namely how innovative it is. Innovation is as broadly misunderstood as it is important. Far from an academic article aiming at scientifically proving impacts of innovation on an economy, this text is made in simple terms …
Inflation for Investors
This text will address one of the most fundamental financial concepts you can look at, inflation. Because of its financial nature, this is a concept many people who are not very well versed in finance do not understand and therefore fail to consider its relevance. This whole website is dedicated to FinTech, and we believe that any successful new venture …
Investment Review – CoinDonkey
We have previously given an introduction to crypto-currencies without mentioning where DS has actually invested, and this post will not only detail the investment it has made, but also go through risks and advantages of this specific coin we purchased, let us introduce CoinDonkey. What is CoinDonkey? Ok, I grant you the name is not my favourite, nor do I …
Risk aversion
Having mentioned risk aversion in a recent text, this post goes back to explain this basic concept in the field of investing, which is also important in more than one way to your involvement in FinTech, we address here risk aversion. This concept, also as a comparable trait, derives from two finance axioms: any investment implies risk, and the intrinsic …
One Crowd, two tales
This text will explore an important segment of the FinTech innovation spectrum, namely crowdlending. We aim at explaining how it works, giving two examples of platforms and touching their respective target-audiences, and finally mention what this brings as an opportunity to one common investor, especially one with little experience. Doing a quick research on the background of crowdfunding – …
The Power of Communities
A lot of attention is dedicated nowadays to social networks, but it’s easy to forget that the main underlying reason for such networks to exist and thrive is to leverage the power of communities. This post aims at describing the multifaceted potential of communities, going from the different types you might encounter all the way to concrete examples, also touching …
The difference between Stock and Flow
Stock and flow are alternative ways to look at – and control – your money. Even if both are important, it’s key to understand these concepts to obtain a deep understanding of your finances. We have explored in previous texts a number of different angles of Finance and FinTech, and this aims at explaining this simple and fundamental question: when …
Crypto overview
One of the first DS Capital Management’s investments is a crypto-asset, but the review of that specific investment wil have to wait. This post introduces the crypto-currency topic starting with Blockchain technology, then explaining how Bitcoin was the first and largest crypto-currency, and moving on to alternative currencies before our concluding remarks. I’m not assuming readers know almost anything about …
Know what you have – part 2 – Advanced control
Last week I made the point that having control of your finances is good for virtually everyone, and we have gone through a few common excuses people give not to take care of their financial life. This post is its sequence, and the idea here is to drill down into the benefits of better financial control. Oversight – Knowing what …
Know what you have – asset / debt control
One of my earliest texts was published on my LinkeIn page trying to respond a question regarding when taking credit makes sense, and this post (including upcoming part 2) intends to cover what I consider one of the most important things you can do over the long-run regarding your finances – and produces information you need for the credit question: …