Bundesverband Crowdfunding

As I continue to look for interesting investment opportunities among the new wave of financial services, I stumbled upon one tool that has been significantly helping me find the next investment(s), which I want to briefly introduce today, the Bundesverband Crowdfunding (German association of crowdfunding), and I’ll also mention towards the end of this text another direction I’m taking to …

Innovation Europe roadshow

Hello, I’ve recently got back from an Euro trip with a corporate venture builder from Brazil, and am happy to get back posting here. This little road show was mainly to scout innovative projects in healthcare with potential to expand internationally and included three countries: UK, Finland and Belgium. As much as this experience wasn’t directly linked to FinTech, the …

Online banks versus traditional banks – part two

This is the continuation of a previous post. How the new guys do it Online banks have a completely different approach than traditional banks when servicing their clients. Lacking a branch network, they rather rely heavily on online services. For the inevitable presential activity such as withdrawing cash, they count on agreements with other banks allowing their clients to use …

Online banks versus traditional banks – part one

Online banks are one of the most visible branches of FinTech, and as such can define the general public’s impression of Startups within the field. This text will explain the main differences between these new organizations – online banks – and the traditional high street bank, as well as summarize my own experiences with them so far. Unavoidably, we conclude …

TED talks – form, content and role of ideas

Ideas worth spreading is the motto behind TED talks. Last week I focused on understanding a bit better how you prepare such a talk, and got insights into some of the implied rules as well as what makes some of the talks special. My goal with this text is to share some insights – as well as of course links …

Next investment – Kapilendo

Today’s text will be short and straight to the point. The focus will be Kapilendo, which is a crowd-lending platform we mentioned before, but now also disclose that it became the crowd-platform of choice for DS to lend to middle-sized German companies. One of the surprises I had when researching crowd-lending platforms was that most are exclusively for individual investors. …

Pooling as a tool for your investments

This text will be about pooling as a tool to enable certain investments or make them work better for investors. Starting with how we see the theoretical benefits of it, we also describe concrete ways in which pooling already works for many investors, and how it can potentially work for you. Finally, I also tell you my recent experience with …

New features under way

this week’s text will be very short and straight to the point: I’m simply announcing a small upgrade in our offer on this webpage and aim at launching the following two new features in the upcoming weeks: An events page with upcoming FinTech and Entrepreneurship events in Düsseldorf and region; This was a part of the plan from the beginning …

Perspectives on innovation – part 2

Our previous text introduced the topic and addressed a few different perspectives of innovation, and this is its sequel. We discuss here a few relevant economic segments in their regard to innovation, how this connects with FinTech and what countries do – especially differently from one another – in order to foster economically interesting, innovative projects. Private Sector’s role While …

Perspectives on innovation – part 1

Our last text addressed inflation, and even if not directly related it really made me think about another defining aspect of any given economy, namely how innovative it is. Innovation is as broadly misunderstood as it is important. Far from an academic article aiming at scientifically proving impacts of innovation on an economy, this text is made in simple terms …